HOW IT WORKS
What is a Dental Savings Plan?
Smile Health Dental Plans offer an affordable alternative to traditional dental insurance. Our network of dentists offer savings of at least 20% on many preventative, restorative and cosmetic treatments.
Use your Benefits Immediately
Your Smile Health Dental Plan is active as soon as you purchase it!
As soon as you become a member, you can make a dental appointment and start saving on the treatment you need and want!
No Pre-existing Health Restrictions
With a Smile Health Dental Plan there are no restrictions based on pre-existing health conditions. Once you purchase your membership you can start saving immediately.
Some dental insurance plans have exclusions on pre-existing conditions which may result in waiting periods that can last from 6 to 12 months or no coverage at all. Having to wait for benefits to begin can be bad for your health and expensive. Many dental problems can get worse over time which may mean more expensive treatment. With a Smile Health dental savings plan, there are no pre-existing health restrictions, so you can use your membership to start saving immediately.
No Waiting Periods
Some insurance plans have waiting periods for certain procedures. With our plans you don’t need to wait for the care that you need.
Waiting periods are required by some dental insurance plans before full coverage begins and/or before benefits can be used for certain procedures. How long waiting periods last are usually dependent on the procedure, but they can range from 6 to 12 months. During this time dental insurance may not pay for certain treatment. These waiting periods are meant to deter customers from purchasing dental insurance only when they need coverage for expensive treatment and later dropping their insurance coverage after the policy has expired.
With dental savings plans like our plans, there are no waiting periods. Members pay their annual membership fee at the time of purchase and have immediate access to their dental savings.
No more waiting for a reimbursement or, worse, an additional bill. With our dental plans you’ll know exactly what you owe at the time of your appointment.
With dental insurance, claims are submitted to the dental insurance provider for review to determine whether or not the treatment is covered by the insurance plan. This often means that a patient is waiting for a reimbursement or an additional bill. How long a claim takes for review varies, but it may take 30-60 days. With Smile Health Dental Plans powered by Wellfit there are no claims to file. Dentists know exactly what a patient owes and that’s all that the patient pays. Nothing more.
No Annual Maximums
Unlike dental insurance plans, there are no annual maximums to worry about. You’ll save on the treatment you need, no matter how many times you go to the dentist.
While medical insurance plans often have maximums on the amount of medical costs that a patient pays out-of-pocket, dental insurance plans have maximums on the amount the insurance company will pay for care. Dental insurance annual maximums vary by plan, but often range between $750 and $1,500.
Unlike dental insurance, dental savings plans have no annual maximums. Smile Health Dental Plan’s network of dentists always offer savings from 20% to 100%, no matter how much treatment is needed.
Savings on Specialty Services
Smile Health Dental Plans include savings starting at 20% on specialty services.
Members save a minimum of 20% off on treatment and in some cases up to 100%. Savings include many specialty services like orthodontics, periodontics (gum disease), implants, endodontics (root canals), oral surgery, cosmetic procedures like teeth whitening and more!
Digital Member Portal
Take control of your oral health through your online member portal powered by Wellfit®.
As a member you’ll have access to an online member portal powered by Wellfit. While you don’t need to log into your member account to use your benefits, members who do love how easy it is to do things like review and approve their Treatment Summaries, set up their digital wallet and access their Treatment Summary and payment histories. Being powered by Wellfit means that you can manage your dental health in a simple, transparent, safe and secure way all from the device of your choice.
Save 20% or More
Smile Health Dental Plan members save 20-100% on the treatment they need and want.
Do you want to know what a specific treatment or service is going to cost? Remember, what you see in the plan's fee schedule is all that you'll owe for your treatment. No surprise bills later!
Questions? Give us a call.
Not sure which plan is right for you? Have questions about a specific treatment or service? Our Customer Care team is here to help.
Monday - Friday: 7am - 7pm Pacific
Saturday: 7am - 1pm Pacific